Home | Benefits | FAQs

<aside> 💡 Check out the retirement guide on the Local 106 site.

</aside>

MEDICAL AND VISION COVERAGE

You are eligible to continue medical coverage directly with LEOFF Trust. Most recent retirees have opted to utilize LEOFF Trust “Plan B”. It includes things like pharmacy co-pays, vision coverage and has a lower deductible than Plan H (HSA PLAN).

LEOF-2025 Medical Plans Rates.pdf

Once you reach Medicare eligibility (age 65 currently) you will need to move to Medicare, but you do have the option to use a Medicare Supplemental Plan from LEOFF Trust. If you have additional questions about the Medicare options, reach out to the LEOFF Trust Program Manager listed below.

Jennifer Wisniewski | [email protected] | 509.484.2388

PAYING FOR COVERAGE:

PENSION:

LEOFF Trust encourages you setup automatic payment from your DRS retirement account, they request that you provide at least 3 weeks notice prior to your retirement date. You will need to complete this DRS Deduction Authorization.

<aside> 💰 Due to delays with DRS, often you will need to send a check to LEOFF Trust for the first two months coverage.

</aside>

MERP:

I do not have a way to see your estimated benefit. Your MERP benefit can be used to reimuburse you health insurance premiums or medical expenses. It typically will take a few months to get this reimbursement setup after retirement. In order to get a true estimate, you can go register at this site to view your benefit:

https://www.simon365.com?trust=WSCF

• When you are at the site click on the link that says “Register”
• When it asks for a “Registration Code” use “MERP16”

DENTAL COVERAGE:

There is an option to keep paying for Delta Dental, but most people choose to pay these expenses out of pocket as the premiums over the course of the year end up eating into the $2000 maximum coverage each year. Some dentists also offer low cost plans as well. If you are interested in the Delta Dental Plans, the current rates are below.  If you do want to sign-up, you need to complete the a dental specific DRS deduction form approximately 30 days prior and advise [email protected] who you want covered on the plan.